Mar 4, 2022
Reading time: 5 Minutes
While purchasing a home without a down payment is possible, most people don’t recommend this approach. That’s because paying a significant percentage of the sales price upfront can save you thousands of dollars in the long run. From lowering interest rates to decreasing closing costs, making a reasonable down payment is the savviest decision a homebuyer can make.
Jul 23, 2021
Reading time: 5 Minutes
Are you an impulse spender? It turns out you’re not the only one. Millions of Americans make unnecessary purchases every day. Each year, consumers spend an average of $5,400 on impulse buys. Evidently, frivolous spending adds up and can quickly bust your budget if you aren’t careful.
Mar 11, 2021
Reading time: 4 Minutes
Some people like the peace of mind that comes with living debt-free. Others don’t mind a little debt hanging over their heads. Regardless of which camp you fall into, it’s wise to consider getting ahead on your mortgage payments.
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