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Welcome to the healthcare
choice believers can believe in

What Is Medi-Share?

Medi-Share is…
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A New Testament Way of Thinking

Medi-Share is a community of Christians who have agreed to live as the early church (Acts 2 & 4) when it comes to sharing each other’s burdens. Members share each other’s eligible medical bills and, most importantly, encourage and lift one another up in prayer. It’s a Biblical way, to take care of your healthcare.  A way that focuses on people, NOT profit.  A way that inspires you to live a healthier life so you can fulfill the plan that God has for you. 

 

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The Best Kept Secret

Medi-Share began in 1993 and members have shared and discounted more than $2 Billion in medical bills. Members select an annual household portion, which is the amount they are responsible for before elgibile bills will be approved for sharing. Once approved, bills can be eligible for sharing at 100%. Not 80/20 or 70/30.

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MEDI-SHARE MAKES IT SO EASY

When you have a medical need, just go to the Dr, show them your card and have them send Medi-Share the bill. That bill gets processed and you are sent an electronic statement to your own personal Member Center which outlines what your responsibility is. Medi-Share takes the worry out of the equation for you and helps you to focus on what is important, your health! It couldn't be any easier.

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A VAST NETWORK OF PROVIDERS

Medi-Share uses a national network called, Private Health Care Network (PHCS). With this network you have access to tens-of-thousands of fully licensed Doctors, Specialists, and Hospitals all over the United States. Each of those providers offers a contractual discount program to you just for being in membership with Medi-Share. That means you are able to take advantage of substantial savings at any of the In-Network physicians and specialists. 

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Why Medi-Share?

A God Honoring Choice
As a Christian healthcare sharing community, Medi-Share offers affordable options that average about half the cost of other healthcare programs. There are seven monthly share options to fit any budget. Best of all, your healthcare dollars go to help other Christians rather than funding medical choices that are not God-honoring.
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Good Stewardship

Medi-share offers a variety of flexible options to fit the needs of virtually any individual or family. There is even a Health Incentive available for our healthier members. Medi-Share is a revolutionary approach to Christian healthcare. Instead of compromising your values on things that are contrary to scripture, what could be better than Christians caring for Christians.

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A Choice that Qualifies

The Affordable Care Act (ACA) includes special provisions for Healthcare Sharing Ministries. As a Medi-Share member you are exempt from any ACA tax penalties, and your healthcare dollars contribute to other Christians medical needs. Rather than funding medical options that the world offers, Medi-Share members.

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Proven
The Affordable Care Act includes a special provision for Healthcare Sharing Ministries. So as a Medi-Share member you will be exempt from any tax Penalties, and your healthcare dollars go to help other Christians rather than funding medical choices that are not God-honoring.
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Ministry
Christian Care Ministry is a not-for-profit ministry where the members make the rules—and their dollars don’t pay for procedures or treatments they find objectionable.

Which Program is Right for Me?

Medi-Share offers seven convenient options to meet the needs of virtually every individual and family, groups, as well as Seniors with Medicare parts A & B. So how do I determine what is best for me?

Choosing the right program: 

Select one of the seven Annual Household Portion (AHP) programs that best fits your family’s needs by visiting MyChristianCare.org/prices. Medi-Share’s wide variety of share amounts are based on age, size of household, and the level of member responsibility that you select for your familys' budget. 

 

Get More Information Now!

We waited to see what the bills would be and how Medi-Share would work. We owed over $100,000 and Medi-Share came through for us! Every single bill that we submitted has been shared.
Julie from NJ / Medi -share member

What Does It Cost?

What is an Annual Household Portion (AHP)?

The Annual Household Portion (AHP), is the amount that each member chooses to be responsible for before their medical bills are published for sharing.* Once the AHP is met, eligible bills for the entire household are can be shared at 100%. The AHP is one amount for the whole family for the entire program year!

Seven program options to choose from:

SEE PRICING

*Members pay a $35 provider fee at each office or hospital visit. $200 for ER visits unless admitted. These fees are paid up front and do not count towards the AHP.

**Only available for members 18-29.

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Dental & Vision Discounts, and Telehealth 

As a Medi-Share member, you’ll enjoy additional savings options, including discounted dental and vision services, just for being in membership. The savings are significant too —up to 60% for dental and up to 30% for vision services. You’ll also have 24/7 access to a licensed physician via phone or video for assistance with non-emergency medical conditions. You'll be able to get professional medical advice and diagnosis live at any hour of the day or night, and it's absolutely FREE as well to Medi-Share members.

How Does It Work?

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1
MEdical
Event
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2
you select
a network
provider
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you show your
medi-share
id card
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provider
sends bill to
medi-share
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provider
notifies
medi-share
Medi-share
transfers funds
from others
for payment
to providers
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medi-share
publishes medical
bill for sharing
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medi-share finds
members whose
share amount
matches your bills
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medi-share
negotiates/
discounts
bill amount
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1
MEdical
Event
2
you select
a network
provider
3
you show your
medi-share
id card
4
provider
sends bill to
medi-share
5
provider
notifies
medi-share
6
medi-share
negotiates/
discounts
bill amount
7
medi-share finds
members whose
share amount
matches your bills
8
medi-share
publishes medical
bill for sharing
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9
Medi-share
transfers funds
from others
for payment
to providers
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65 or Older?

Medi-Share also offers a program called, "Senior Assist." It is an affordable, Biblical option for Medicare participants. Senior Assist comes alongside Christians  65 or older who have Medicare Parts A & B, offering you the advantages of a Christian community and prayer support while filling in where Medicare doesn’t. Members share the portion of your eligible medical bills that Medicare does not pay—including copays, deductibles, hospitalization, and skilled nursing facility care. Medi-Share is available to seniors with Medicare parts A & B !*

The cost is based on the age of the individual:       65-70 - $70       71-75 - $85       76 or older - $95

 * Available only as an individual membership, must have Medicare parts A & B prior to joining

How Medi-Share Groups Work

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Group employees apply for Medi-Share Groups as individual households, selecting the option that works best for them.

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Each group member enjoys the sharing of his or her eligible medical bills individually with no annual or lifetime max, and the employer has the convenience of one monthly share bill for all group members.

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Medi-Share is a Biblical member sharing ministry that enables each member to help each of the other members in that group to meet their individual medical needs.

Qualifications

BASED ON BIBLICAL PRINCIPLES EACH ADULT MEMBER MUST:
Have a verifiable Christian testimony indicating a personal relationship with the Lord Jesus Christ, profess the Statement of Faith, attend a fellowship of believers, and regularly and actively support that ministry.
Be a U.S. citizen or a permanent resident with a visa or green card and Social Security number who lives full-time in the United States. Those serving abroad as missionaries may qualify as well.
Believe the Biblical doctrine that our bodies are the temple of the Holy Spirit and, therefore, are to be kept pure. Members must not engage in sex outside of traditional Biblical marriage, which is a union of one man and one woman, and cannot use tobacco or illegal drugs in any form, or abuse legal drugs or alcohol.
Share the conviction that believers are to bear one another’s burdens according to Galatians 6:2. 
 

Our Statement of Faith

1

We believe that there is only one God (Deuteronomy 6:4) eternally existing in three Persons: the Father, Jesus Christ the Son, and the Holy Spirit (Matthew 28:19).

2

We believe Jesus is God, in equal standing with the Father and the Holy Spirit (Colossians 1:15-20, 2:9).

3

We believe the Bible is God’s written revelation to man and is verbally inspired, authoritative and without error (2 Timothy 3:16-17).
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4

We believe in the deity of Jesus Christ—who existed as God before anything was created (John 1:1), His virgin birth (Matthew 1:23), sinless life (Hebrews 4:15), miracles, death on the cross to provide for our redemption (1 Peter 2:24), bodily resurrection and ascension into heaven (1 Corinthians 15:3-8), present ministry of intercession for us (Hebrews 7:24-25), and His return to earth in power and glory (Matthew 24:30).

5

He is the world’s only Savior and is the Lord of all (John 14:6, Acts 4:12, Isaiah 45:21-23).

6

We believe in the personality and deity of the Holy Spirit (Acts 5:3-4), that He performs the miracle of new birth in an unbeliever and indwells believers (1 Corinthians 3:16), enabling them to live a Godly life (Romans 8:14).

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We believe man was created in the image of God, but because of sin was alienated from God. Alienation can be removed by accepting God’s gift of salvation by grace through faith (Ephesians 2:8-10) which was made possible by Christ’s death and resurrection. This faith will be evidenced by the works that we do (James 2:17, 26).
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How to Join Medi-Share

The application process is as straight-forward as possible. After completing your application, you’ll receive emails with further instructions. You’ll be asked to complete a medical questionnaire. Then you’ll set up a personal sharing account and once you’ve made your first monthly share, your membership will begin!

1
Choose the Program and
Annual Household Portion

Visit the Share Calculator located on the MyChristianCare.org/prices. You’ll be asked to enter the number of people applying and the birthday of the oldest person in the family. You’ll be able to see the monthly share amount for each Annual Household Portion level and be able to select the one that best fits your needs.
2
Apply online or by phone


Simply complete the application online and submit the $50 non-refundable application fee. You may also call (800) 772-5623 to complete an application by phone.

* The Guidelines must be read/understood before applying.

3
Medical Questionnaire 
Once your application is received, you’ll be asked to complete a comprehensive online medical questionnaire. All of the information you provide is confidential and will be available only to Christian Care Ministry in accordance with its published Privacy Policy found at MyChristianCare.org.
4
Open Your Personal Sharing Account 
Once you’ve been approved, you will need to set up your Personal Sharing Account. It’s a simple process we’ve created to ensure that every sharing transaction is done with the utmost transparency, integrity, and security.
5
Submit Your First Monthly Share 

The last step is to send in your first months' share amount based upon the AHP you have selected. You will receive your first month’s share notice once your payment is made and your membership will begin on the first of the following month.

 

Get Started Now

Ready to learn more about Medi-Share?

Submit the form below to see pricing, and to have FREE information & next steps emailed to you.

Frequently Asked Questions

 

IS MATERNITY ELIGIBLE FOR SHARING?

Having a baby is one of the most exciting and yet uncertain times of our lives. A lot of mothers are choosing alternative options such as birthing centers or midifery. You will be pleased to know that maternity care is an eligible expense and can be eligible for sharing up to $125,000 for any single pregnancy event, which includes antepartum care, cost of delivery and complications to mother and/or child(ren) and postpartum care. Members must have an AHP of $3,000 or higher for the maternity to be eligible for sharing.

CAN I STILL USE MY DOCTOR?

Medi-Share works with a national network of Physicians across the US, including Alaska and Hawaii. There are thousands of Doctors in the network and you can search for them specifically in your area. If your doctor is not in the network you can still use them. Even if there is no network doctor in your area, we make provisions so that it's easy to find one that fits your needs.

IS MEDI-SHARE TAX DEDUCTIBLE?

Medi-Share is not tax deductible expense. Since we are a member sharing ministry and not an insurance company we do not have the ability to write off the medical expense. However, any funds that are given to Extra Blessings can be written off on your taxes.

MEDI-SHARE AND THE PENALTY?

You will not be penalized for being in membership with Medi-Share! Healthcare sharing ministries are recognized under the Affordable Care Act (ACA).