Discover what Medi-Share is and how it works. Learn how this faith-based health care sharing ministry helps Christians share (and save!) in medical expenses.
When it comes to managing health care expenses, Medi-Share offers a unique, faith-filled approach rooted in biblical principles. Unlike other options, Medi-Share is more than a financial solution—it's a community of believers who come together to support one another in times of need. If you're wondering, "How does Medi-Share work?" or "What is Medi-Share?" this guide will walk you through everything you need to know.
What is Medi-Share?
Medi-Share is a health care sharing ministry where members share medical expenses as a Christian community. It’s a health care program that allows Christians to practice biblical stewardship, guided by faith and the belief that we are called to help our brothers and sisters.
Set apart by its Christ-centered model, Medi-Share enables members to follow the words of Philippians 2:4—"Not looking to your own interests but each of you to the interests of the others". It provides an opportunity to take care of each other in a tangible way, offering spiritual and financial support during life's challenges.
For a deeper understanding of how Medi-Share can align with your values, explore our Christian Family Blog for inspiring stories and resources.
How Does Medi-Share Work?
Medi-Share operates on a straightforward, community-based model. Here's how it works:
- Monthly Share Amounts
Members contribute a set monthly share that goes directly to help other members with eligible medical needs. This sharing model allows participants to live out their faith by meeting real needs within the community. - Annual Household Portion (AHP)
Before medical expenses are eligible for sharing, members must meet their AHP—a predetermined amount chosen that the member is responsible for paying. Once the AHP is met, the community steps in to share in eligible medical costs. - Provider Network
Medi-Share offers access to an extensive network of over one million health care providers. Learn more about how to find a provider in your area and ensure you get quality medical care whenever and wherever you need it. - Telehealth Services
Members enjoy 24/7 telehealth services, making it convenient to consult with a doctor from the comfort of home. Read more about Medi-Share's telehealth services on our website. - Maternity and Adoption Sharing
Medi-Share supports families expanding through childbirth or adoption, sharing eligible medical expenses tied to these joyful life events. For more information, visit our Maternity and Adoption Guide.
When you experience medical needs, your bills are shared with other members, and prayers often accompany the financial support. It’s not just about paying bills—it’s about uplifting one another in love and faith.
The Key Features of Medi-Share
Medi-Share stands apart through its unique features, which reflect its mission and values. Key features include:
- Faith-Centered Sharing
Every aspect of Medi-Share aligns with biblical principles, making it an intentional choice for Christians who value stewardship.
- Community-Focused Model
Members carry one another’s burdens, creating a close-knit, Christ-focused community.
- No Bill Maximum or Minimum
Medi-Share members can trust in a model that doesn't limit sharing availability by dollar amounts, reinforcing its community-driven mission.
Check out the Medi-Share FAQs to learn more about the sharing process and how it works.
Why Christians Choose Medi-Share
Medi-Share resonates deeply with Christians because it mirrors the values and compassion of the early church. Members find purpose in giving and receiving support during their most vulnerable moments. Here’s why many choose Medi-Share:
- Biblical Stewardship
Medi-Share fosters wise management of health care expenses, stewarding resources in alignment with God’s Word.
- Shared Values
Members unite around their shared faith and belief in Galatians 6:2—"Carry each other's burdens, and in this way, you will fulfill the law of Christ".
To see why Medi-Share is such a good fit for Christians, explore our collection of Real Member Stories.
What Makes Medi-Share Different from Insurance?
Medi-Share is not insurance—and that's the point! Here’s how it differs:
- Community-Based Support
Instead of sending payments to a company, members directly share with and support each other under a faith-driven model.
- Biblical Foundation
Medi-Share focuses on mutual aid among believers, emphasizing trust, transparency, and Christ’s teachings as its driving principles.
This approach isn't about profit or policies—it’s about fostering a culture of care grounded in Scripture. Visit our page explaining How Medi-Share Offers Christian Families and Affordable Health Care Option for more insights.
Real-Life Stories: How Medi-Share Works for Members
One of the most impactful ways Medi-Share demonstrates its value is through the stories of its members. Sarah, one of our members, shared her experience:
"In March of this year, I was rushed to the ER and found out that I had to go into emergency surgery for a baseball-sized tumor on the brain. By the grace of God, it was benign after a nine-hour surgery."
After meeting her selected AHP (Annual Household Portion) amount, Sarah’s eligible medical expenses were shared by the Medi-Share community, and she received prayers and encouragement throughout her recovery. Stories like Sarah’s illustrate the heart of Medi-Share—Christians coming together to carry one another’s burdens and reflect God’s love in action.
Hear more inspiring stories from our members, here..
How to Join Medi-Share
Getting started with Medi-Share is simple! Follow these steps to join this Christ-centered community:
- Get Started: Call us at (800) 772-5623 or Apply Online to begin your journey with Medi-Share.
- Submit Required Documents: Complete all necessary forms in the Form Center to finalize your application.
- Activate Your Membership: Make your first month's share payment to officially join the Medi-Share Community.
If you're ready to live out your faith in a tangible way and partner with believers nationwide, consider becoming a Medi-Share member today. Learn more and take the first step by visiting our How It Works page. Together, we can make health care about more than just expenses—we can make it a ministry.
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