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Programs
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  Individuals & Families
  
  Seniors 65+
- I'm a Member
Ready to Join?

Become a Member Today
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About Medi-Share
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- About Us
- FAQs
- Blog
- Education Center
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Home > Medi-Share Guidelines

Medi-Share Program Guidelines

The member-voted guidelines for Medi-Share Complete and Medi-Share 65+ searchable, organized by topic, and available to read online or download.

Popular searches: Annual Household Portion Pre-existing conditions Maternity Preferred providers Appeals

Most-read sections

Medi-Share CompleteIV. Medi-Share Complete Program Options
Medi-Share CompleteVI. Details of Sharing
Medi-Share CompleteII. Membership Qualifications
Medi-Share 65+IV. Details of Sharing
Medi-Share CompleteVII. Maternity

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Individuals & Families

Medi-Share Complete Guidelines

The full program guidelines for Medi-Share Complete members.
- Updated September 29, 2026
Read online: Medi-Share Complete Guidelines Download the PDF, Medi-Share Complete Guidelines Browse all Medi-Share Complete sections →
Seniors 65+

Medi-Share 65+ Guidelines

The program guidelines for members on Medi-Share 65+, designed to work with Medicare Parts A & B.
- Updated September 24, 2025
- Effective 03/01/2023
Read online: Medi-Share 65+ Guidelines Download the PDF, Medi-Share 65+ Guidelines Browse all Medi-Share 65+ sections →

Browse the Guidelines by topic

Every section of both programs, grouped by what members ask about most.

About the Guidelines What the Guidelines are, the required notices, and how to reach Christian Care Ministry. 2 sections
Membership & Eligibility Who can join, the Christian testimony and lifestyle standards, and what Members agree to. 6 sections
Program Options & Costs Annual Household Portion levels, and provider fees. 1 section
Providers & Care Using preferred providers, non-preferred providers, and what that means for sharing. 1 section
How Sharing Works What is eligible for sharing, limits and conditions, pre-existing conditions, and how bills are shared. 3 sections
Maternity & Adoption How maternity and adoption expenses are shared and the requirements that apply. 2 sections
Accidents & Third-Party Expenses Motor vehicle accidents, when a Member dies, and expenses a third party is responsible for. 5 sections
Appeals & Disputes How to appeal a sharing decision and how disputes are resolved. 2 sections
Glossary of Terms Definitions of the terms used throughout the Guidelines. 2 sections

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© 2026 Christian Care Ministry

Medi-Share is a nonprofit health care sharing ministry of Christian Care Ministry, Inc (“CCM”). Medi-Share members voluntarily share each other’s medical expenses in accordance with guidelines adopted by the members and administered by CCM. Medi-Share is not insurance and is not regulated as insurance. Neither CCM nor any Medi-Share member assume any legal obligation to share in the payment of any medical expense incurred by another Medi-Share member. Medi-Share members are exempt from the individual mandate in the Patient Protection and Affordable Care Act. See 26 U.S.C §5000 A(d)(2)(B). Certain states expressly exempt from insurance regulation healthcare sharing ministries that, among other things, post a specific notice. Although Medi-Share does not rely on such express exemptions, Medi-Share has elected to publish theses notices. You can review the disclosure required for the state in which you reside: KY, MD, PA, WI - All Other States. - Click to view our privacy policy.