How Does Medi-Share Work?

Experience the freedom and blessing that comes from knowing
you are helping your brothers and sisters in Christ as they do the same for you.

How It Works

Each month, your Monthly Share is matched with another’s eligible medical bills. Through a secure online portal, Medi-Share publishes the bills eligible for sharing and coordinates the direct sharing of medical costs between members. You will know every month whose bills you are paying. When you have eligible bills after your AHP is met, your fellow believers will be sharing those and praying for you.

How Medi-Share Works

Are You Eligible?

  • Do you have a Christian testimony indicating a personal relationship with the Lord Jesus Christ?
  • Are you a U.S. citizen or a legal alien who lives full-time in the United States?
  • Do you share the conviction that believers are to bear one another’s burdens according to Galatians 6:2?
  • Do you believe the Biblical doctrine that our bodies are the temple of the Holy Spirit and, therefore, are to be kept pure?


Medi-Share is a great fit for any family size - whether you are single, newly married, or a well-established family.



With Medi-Share Groups, employers and employees get all of the benefits of Medi-Share billed as a group!



Senior Assist is the sharing option for senior Christians age 65 and older with Medicare Parts A and B.


How to Join Medi-Share

The application process is as straight-forward as possible. After completing your application, you’ll receive emails with further instructions. You’ll be asked to complete a medical questionnaire. Then you’ll set up a personal sharing account and once you’ve made your first monthly share, your membership will begin!


1. Choose the Program and Annual Household Portion

Visit the Share Calculator. You’ll be able to see the monthly share amount for each Annual Household Portion level and be able to select the one that best fits your needs.


2. Apply Online or by Phone

Simply complete the application online and submit the $50 non-refundable application fee.

You may also call (800) 772-5623 to complete an application by phone.


3. Medical Questionnaire

Once your application is received, you’ll be asked to complete a comprehensive online medical questionnaire. All of the information you provide is confidential and will be available only to Christian Care Ministry in accordance with its published Privacy Policy found at


4. Submit Your First Monthly Share

The last step is to send in your first months' share amount based upon the AHP you have selected. You will receive your first month’s share notice once your payment is made and your membership will begin on the first of the following month. New members pay a one-time $120 member fee that is paid with the first monthly share payment (does not apply to Senior Assist members). There is also a one-time fee of $2 for setting up your sharing account.

Ready to learn more about Medi-Share?