How Medi-Share Works For Christian Families

Medi-Share is a faith-based health care sharing ministry where members share eligible medical expenses within a supportive community. Download our instructional guide to discover how Medi-Share works at the doctor’s office, what it costs, what’s included in your membership, and much more!

Discover how Medi-Share works as a faith-based health care sharing ministry. Learn about its community-driven model where Christians share medical costs, unique features like monthly share amounts, telehealth services, and maternity support. 

Medi-Share is not insurance. It is a non-profit health care sharing ministry where members voluntarily share each other's medical expenses based on guidelines set by the organization. It is not regulated as insurance and does not create a legal obligation for members to share in each other's medical costs. Read this article to determine if Medi-Share is the right fit for your family and learn how it works.

Medi-Share costs vary based on age, household size, Annual Household Portion (AHP), and membership type. A higher AHP can lower monthly amounts, with examples like $150–$250/month for a single 30s individual with a $12,000 AHP or $650–$850/month for a family of four in their 50s with a $9,000 AHP. Use Medi-Share’s online calculator for a clear, personalized estimate.

Medi-Share is a health care sharing ministry that provides an affordable, reliable alternative to health insurance. For over 30 years, Medi-Share has offered a faith-based approach to managing medical expenses, emphasizing affordability and community support. Compare different sharing options and discover why over 350,000 Christians trust Medi-Share with their health care needs.

Medi-Share offers maternity support through its faith-based cost-sharing model, helping with prenatal, delivery, and postpartum expenses for eligible members. To qualify, members must participate in the program from conception through delivery, with maternity costs shared when the child is conceived within marriage, reflecting Christian values. 

Medi-Share may share expenses for pre-existing conditions after 36 months of membership, with up to $100,000 eligible annually, and after 60 months, this increases to $500,000. Conditions controlled by lifestyle or medication, like high blood pressure, are typically not classified as pre-existing. Additionally, the Extra Blessings Program offers further support for expenses that are ineligible for sharing.

Medi-Share provides 24/7 Telehealth access, connecting members with board-certified physicians for convenient, non-emergency care. This service allows members to receive quality care from the comfort of their homes, saving time and reducing costs associated with in-person visits. It’s a convenient and efficient solution for managing routine medical needs.

The Medi-Share Health Incentive Discount rewards members for living a healthy lifestyle by reducing their monthly share. To qualify, members must meet specific health criteria, including height, weight, waist circumference, and blood pressure standards, and re-apply annually to maintain the discount. Both the head of household and spouse (if applicable) must apply individually within 30 days of each other.

The Medi-Share Health Partner Program helps members address health risks through personalized coaching, goal setting, and resources such as meal plans and fitness challenges. Members pay a $99 monthly fee, which can be removed upon meeting health goals and graduating from the program, typically within 4-6 months. It’s designed to support a long, healthy lifestyle grounded in faith.

Through Medi-Share's partnership with Careington, members can enjoy discounts of up to 60% on essential services like routine dental care, eyeglasses, hearing aids, and more. This program offers an affordable way to access these essential services and providers while staying connected to the supportive Medi-Share community.

Medi-Share offers members access to a vast network of trusted health care providers, ensuring high-quality care is always within reach. With Healthcare Bluebook, members can easily compare provider costs and quality, helping them secure the best value for their health care needs. Need help finding a provider? Medi-Share makes it simple to connect with the right one for your needs. For added convenience, non-emergency issues can be addressed through 24/7 Telehealth services—available at no extra cost—providing quick, reliable care anytime, anywhere.

Yes, Medi-Share members with a $12,000 Annual Household Portion (AHP) can use Direct Primary Care (DPC) providers and submit up to $1,800 of DPC fees for sharing. If the Annual Household Portion (AHP) has not been met, the Direct Primary Care fees will be applied directly to the AHP.

Health care sharing brings people together to share medical costs and create affordable solutions. Medi-Share stands out with Christian health care sharing, a faith-based community, spiritual care, and affordable program options for peace of mind.