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Medi-Share
Complete

An Affordable, Reliable
Health Care Alternative

Medi-Share
Complete

An Affordable, Reliable
Health Care Alternative

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24/7
Telehealth

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1M+ Provider
Network

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Provider
Flexibility

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Perfect For
Families

What is Medi-Share Complete?

Medi-Share Complete is a comprehensive alternative to health insurance. Medi-Share provides you with access to quality health care at an affordable monthly cost. With annual household amounts from $3k to $12k, Medi-Share Complete has options that fit your needs and budget.

Medi-Share Complete Includes:

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AHPThe dollar amount a Member Household must pay toward their Eligible Medical Bills during a 12-month period before their Eligible Medical Bills will be approved for sharing. Options

$3K, $6K, $9K, $12K

24/7 Access to TelehealthOn demand health care from the comfort of your own home.

Sharing in TeleBehavioral Health

Healthcare BluebookShopping tool designed to help you find quality providers, location and pricing before scheduling your appointment.

Maternity Care

PPO Network

Hospital, Surgical, and Other Medical Expenses

Member Discounts including Dental, Vision, & Prescription

Refer-A-Friend $100 Incentive

View Your Price
Program Guidelines
FAQs
Summary of Sharing

How Medi-Share Complete Works For You

  • Family at a Telehealth Visit

    24/7 Access to Telehealth

    • Access board certified doctors.
    • Receive the care you need.
    • Get a prescription, if needed.
    • Usually takes 30 minutes or less.
    • No out of pocket costs.
  • Family at a doctor visit

    In-Person Doctor Visit

    • Choose your doctor and schedule your appointment.
    • Show your Medi-Share card and pay $35 Provider Fee.*
    • Receive the care you need and let us take care of the rest.
    • We negotiate discounts and facilitate direct payments to Providers. 

    *See Guidelines (Section III. E.) for instances where pre-notification is required
  • Woman at the Emergency Room

    Emergency Room

    • Call 911
    • ER Visit Fee: $200*
    • We work to negotiate discounts on your behalf.
    • We facilitate direct payment of medical bills to Providers.

    *See Guidelines (Section III. E.) for instances where pre-notification is required. 
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    Surgery & Hospitalization

    • $35 Provider Fee*
    • No limit for eligible procedures and admissions.
    • Receive the care and treatment you need. 
    • We negotiate on your behalf and facilitate direct payment to Providers. 

    *Maternity Exception (Section VI. A) for more details and information. 
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    Maternity Care

    • Access to board certified doctors and licensed midwives.
    • Up to $125,000 eligible for sharing per pregnancy event including home births.
    • Sharing in adoption costs.*
    • Sharing eligibility includes antepartum care, delivery costs, eligible complications and postpartum care.
    • To learn more about maternity care, click here.
               
                  *See Guidelines (Section VIII.)

Experience More from Your Health Care

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Access to 1M+ Providers Nationwide
Nationwide provider access and price transparency through Healthcare Bluebook.

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Perfect For Families
One affordable household amount regardless of household members.

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Direct Bill Management
Medi-Share directly manages medical bills on your behalf.

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No Minimum Bill Submissions
No qualifying minimum to submit for reimbursement.

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Why Choose Medi-Share Complete?

Medi-Share Complete provides you with a seamless transition to an affordable membership with nationwide provider flexibility. Enjoy peace of mind, knowing your medical bills are being cared for by a Christian Community.

Medi-Share Works For You

Ginny B.

"It’s very intentional how they try to bless people. It is a ministry."

Ginny B.

Medi-Share Member

Ginny B.

Medi-Share Works For You

The Sullivans

"Medi-Share brought a personal peace, that brought comfort and support to us."

The Sullivans

Medi-Share Members

The Sullivans

Medi-Share Works For You

The Hughes

"Medi-Share has been one of the greatest blessings God has ever given us."

The Hughes

Medi-Share Members

The Hughes

Medi-Share Works For You

Sharon K.

"Medi-Share has always been there for us and the needs we’ve had as a family."

Sharon K.

Medi-Share Member

Sharon K.

Medi-Share Works For You

Paul S.

"Medi-Share helped us pay for something that we could believe in."

Paul S.

Medi-Share Member

Paul S.

*Healthcare Bluebook and Fair Price are trademarks of CareOperative LLC.

© 2025 Christian Care Ministry

Medi-Share is a nonprofit health care sharing ministry of Christian Care Ministry, Inc ("CCM"). Medi-Share members voluntarily share each other's medical expenses in accordance with guidelines adopted by the members and administered by CCM. Medi-Share is not insurance and is not regulated as insurance. Neither CCM nor any Medi-Share member assume any legal obligation to share in the payment of any medical expense incurred by another Medi-Share member. Medi-Share members are exempt from the individual mandate in the Patient Protection and Affordable Care Act. See 26 U.S.C §5000 A(d)(2)(B). Certain states expressly exempt from insurance regulation healthcare sharing ministries that, among other things, post a specific notice. Although Medi-Share does not rely on such express exemptions, Medi-Share has elected to publish theses notices. You can review the disclosure required for the state in which you reside: KY, MD, PA, WI - All Other States. - Click to view our privacy policy.