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When is Someone Eligible for Medi-Share 65+?

Learn about Medi-Share 65+ eligibility requirements, the step-by-step signup process, and key factors to consider before joining this affordable, faith-based healthcare sharing program for seniors.

You are eligible on the first day of the same month you turn 65 if you already have Medicare Parts A and B. If your birthday falls on the first day of the month, you are eligible for Medi-Share 65+ on the first day of the prior month if you already have Medicare Parts A and B.  For a short video on eligibility for Medi-Share 65+, please click here.

65+ - what do medicare parts a & b leave behind

Who is Eligible? 

Medi-Share 65+ is designed with seniors in mind, offering a program to complement and work alongside Medicare Parts A and B. To be eligible, you must meet the following criteria:

  1. Age Requirement
    Applicants must be 65 years or older to join Medi-Share 65+.

  2. Medicare Requirement
    You must be enrolled in both Medicare Part A and Medicare Part B. Medi-Share 65+ works hand-in-hand with these to share in expenses like deductibles, copays, and other out-of-pocket costs that Medicare does not fully cover.

  3. Religious Values
    Medi-Share operates as a Christian health care sharing ministry. Members must align with and agree to biblically based values, which include a commitment to healthy lifestyles and community support.

 

How to Sign Up for Medi-Share 65+

Signing up for Medi-Share 65+ is a simple and straightforward process designed with clarity in mind. Here’s a step-by-step guide to help you get started:

  1. Confirm Your Eligibility
    Ensure you meet the age and Medicare requirements and that you are comfortable participating in a faith-based sharing program.

  2. Visit the Medi-Share Website
    Go to the official Medi-Share 65+ page and review the program details, pricing, and benefits. This can give you an in-depth understanding of what to expect.

  3. Request Information or Speak With a Representative
    You can download the program guidebook or reach out directly to a representative. A live agent can answer any specific questions you may have.

  4. Complete the Application
    Fill out the online application form on the website or with the assistance of a representative. You may need to provide proof of Medicare enrollment (Parts A and B).

  5. Choose an Annual Household Portion (AHP)
    The AHP (similar to a deductible) is the amount you pay for eligible medical bills in a year before sharing begins. With Medi-Share 65+, the AHP is streamlined, typically set at $500 or $1000.

  6. Finalize Membership
    Once your application is approved, you’ll receive your membership details and all the resources you need to begin accessing Medi-Share 65+.

 

Key Considerations Before Joining Medi-Share 65+

While Medi-Share 65+ offers several excellent perks, it’s essential to carefully evaluate whether this program aligns with your health care and financial needs. Here are some factors to think about:

  • Health Care Needs:
    Medi-Share 65+ is not insurance, so it does not guarantee payment for medical bills. Only eligible expenses as defined by the program's guidelines are shared. Review the program’s details and exclusions carefully.

  • Secondary to Medicare:
    All expenses must first be submitted to Medicare for payment. Medi-Share 65+ only shares in costs approved but not fully covered by Medicare. For example, it will not share in services that Medicare denies.

  • Faith-Based Participation:
    Ensure you are comfortable with the program’s faith-based approach, as all members agree to participate in a community that shares bills and prayers.

  • Monthly Costs vs. Services:
    While the monthly costs are generally low, consider whether this program provides sufficient value based on your personal medical needs.

  • Long-Term Commitment:
    Medi-Share 65+ offers the advantage of predictable pricing for up to 10 years, if you join at 65. Evaluate how this fits into your financial planning.

Is Medi-Share 65+ the Right for Me? 

Medi-Share 65+ is a faith-based health care sharing program designed to complement Medicare and help seniors manage health care costs with ease and peace of mind. If you’re looking for an affordable option backed by a supportive community, this program could be an excellent choice for you.

To start your Medi-Share 65+ membership or to learn more, visit the Medi-Share website or connect with a representative today. By taking this step, you can ensure your healthcare needs are met while remaining an essential part of a like-minded community.

Are you ready to explore Medi-Share 65+? Take the first step today and discover how it can provide you with the support and savings you need for a healthier future.

 

If you or someone you know is looking for a Medicare complement option like Medi-Share 65+ and would like to speak to a representative to help answer more of our program questions, we invite you to call our team at 833-902-4253.