Health Care Sharing for Orlando Christians 

Christian health sharing through Medi-Share is a faith-based alternative to other health care options where Orlando believers come together to share each other's medical costs.

Here's how it works for Central Florida families: 

• You pay a monthly share amount (members save up to 50% compared to other options) 
• When you have eligible medical expenses, they're shared by the community after you meet your Annual Household Portion (AHP).
• You can visit any doctor or hospital in Orlando, AdventHealth, Orlando Health, Nemours, UCF Health, or any provider you choose. 
•  Members pray for each other and support one another based on biblical principles from Galatians 6:2.

Unlike other options, you're not paying monthly amounts to a corporation, you're joining a supportive  community of believers who help carry each other's medical burdens

Medi-Share handles pre-existing conditions differently from other health care options. Here's how it works:

• Waiting periods apply: Most pre-existing conditions have a waiting period before related expenses can be shared. 
• Unrelated care is shareable: Even during waiting periods, medical expenses unrelated to your pre-existing condition are eligible for sharing immediately.
• Continuous sharing: Once a condition has been shared, it continues to be shareable as long as you remain a member. 

The Annual Household Portion (AHP) is the amount of medical expenses you're responsible for each year before sharing begins.

Here's how it works for Orlando members:

• The AHP ranges from $3,000 to $12,000, you choose what works for you and your family.
• A lower AHP = a higher monthly share: Choosing a lower AHP means higher monthly share amounts, but less out-of-pocket before sharing starts.
• A higher AHP = a lower monthly share: Choosing a higher AHP significantly reduces your monthly costs (great for healthy families).
• Per-incident option: Some members choose a per-incident amount instead of annual, where the AHP applies to each separate medical incident.

For example, an Orlando family might choose a $6,000 AHP. If they have $20,000 in eligible medical bills, they pay the first $6,000 and the community shares the remaining $14,000. 

*Individual results vary. Not all medical expenses are eligible for sharing. 

Absolutely! Medi-Share is a great option for self-employed Orlando residents, freelancers, contractors, and small business owners. Here's why:

• Massive savings: Without employer subsidies, individual health care options in Orlando can be expensive. Medi-Share members typically save up to 50% or more for health care.
• Nationwide Provider Access: Perfect for entrepreneurs who travel or work remotely and can see any provider anywhere.
• Flexible options: Choose your AHP level based on your business cash flow and health needs.
• Family sharing: Pay one low monthly cost for the whole family, even with fluctuating business income.

Many Orlando entrepreneurs, consultants, real estate agents, photographers, and small business owners have turned to Medi-Share and are saving thousands per year while maintaining excellent access to Central Florida health care. 

Emergency care is eligible for sharing with Medi-Share, and the process is straightforward for Orlando members:

• Go immediately: Go straight to the nearest ER
• Get treatment first: Your health is the priority
• Eligible emergency room visits are shareable: ER visits, ambulance services, emergency surgeries, and stabilization care are all eligible for sharing
• No prior authorization needed: You don't need to call anyone before seeking emergency care
• Show your Medi-Share card and the provider will bill Medi-Share directly
• 24/7 telehealth: For non-emergency situations, use the included 24/7 telehealth service to connect with a doctor immediately

Yes! Medi-Share shares in eligible maternity expenses for Orlando families, with some important guidelines:

• Timing matters: You must be a Medi-Share member BEFORE conception for maternity expenses to be shareable
• Comprehensive sharing: Prenatal care, delivery (hospital or birthing center), postnatal care, and newborn care are all shareable
• Hospital choice: Deliver at Orlando Health's Winnie Palmer Hospital for Women & Babies, AdventHealth, or any Central Florida hospital
• No waiting period: If you conceive after joining, there's no additional waiting period for maternity sharing
• C-sections included: Both vaginal and cesarean deliveries are shareable
• Complications covered: NICU stays, pregnancy complications, and medically necessary interventions are shared

Medi-Share handles prescriptions differently than other health care options, but Orlando members get excellent savings:

• Prescription discounts: All members receive access to the Rx discount program with savings at CVS, Walgreens, Publix, Walmart, and all major Orlando pharmacies
• Many members find their discount price is lower than what they would pay elsewhere
• No prior authorizations: No hassles with other programs denying or delaying medications
• Access: Member can access Navitus and Good Rx discounts

 Yes! Many Orlando families join from other options to Medi-Share. Here's what you should know:

• Enroll anytime: You can join Medi-Share at any time, there's no specific enrollment period.

• Cancel your current program: You'll need to cancel your current option according to their terms (this might be mid-year or at renewal). 
• Pre-existing condition waiting periods: Any conditions being treated under your current option will likely have waiting periods with Medi-Share.
• Immediate sharing for new conditions: New eligible medical needs that arise after joining are shareable once you’ve met your AHP. 
• Try the calculator: Use Medi-Share's cost comparison calculator to see your potential savings before joining.

The combination of lower costs, provider freedom, and faith-based community makes the transition worthwhile. 

With Medi-Share, there is no annual maximum sharing limit; a major advantage for Orlando families.

• No annual maximum: Unlike some other programs that cap sharing, Medi-Share has unlimited lifetime sharing available for eligible expenses (with exceptions to maternity and pre-existing conditions).
• Catastrophic protection: If you face a serious illness or major accident, the community shares in eligible expenses.

This is especially important for Orlando families concerned about potential serious illnesses or accidents. The community stands together without financial limits to help members in need.

Every Medi-Share membership includes 24/7 access to telehealth services for $25 per visit, perfect for Orlando families: 

• 24/7 doctor access: Connect with board-certified physicians any time, day or night, from anywhere.
• Video or phone consultations: Choose video visits or phone calls based on your preference.
• Common conditions treated: Colds, flu, allergies, sinus infections, UTIs, rashes, minor injuries, and many other non-emergency conditions.
• Prescription capability: Doctors can send prescriptions directly to your Orlando pharmacy when medically appropriate.
• Unlimited visits: Use telehealth as often as needed.
• Perfect for busy families: No need to take time off work or drive to urgent care for minor illnesses.

Orlando members love the convenience of telehealth, especially for kids' sick visits, quick prescription refills, or late-night medical questions.