---
title: Christian Health Care Sharing in Orlando, FL | Medi-Share
description: Paying too much for health care in Orlando? Medi-Share serves families, seniors, the self-employed, and all Christians who pay up to 50% less than other health care options. Get a free quote today.
---

# Health Care Sharing for Orlando Christians 

**Florida ranks among the top 10 states for uninsured residents. **Whatever brings you here:

 

- A growing family that needs affordable maternity and pediatric care
- Early retirement before Medicare kicks in at 65
- Self-employment or a gap in employer coverage
- Simply paying too much for too little

Medi-Share offers Central Florida Christians a faith-based alternative. Join thousands of Medi-Share families who have made the switch and are saving up to 50% less compared to other health care options. See how you can save.

[Call Us](tel:8337427306)

Fill out the form to get started

![Header-MS-TargetMetro-LP-Full-ORL03-min](https://www.medishare.com/hubfs/Header-MS-TargetMetro-LP-Full-ORL03-min.png)

Save Up to 50% on Health Care

Get your free pricing in 2 minutes!

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Phone * Email * Zip Code *

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By checking this box, I consent to receiving text messages from Christian Care Ministry (Medi-Share) and its affiliates at the mobile number provided. Text messages may be promotional or marketing in nature. No participation in the Medi-Share program is necessary. Message frequency may vary. Standard message and data rates may apply. Text STOP to cancel. You can view the [Privacy Policy here](https://www.medishare.com/utility/internet-privacy/).

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![1st Accredited Healthcare Sharing Ministry](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/lp-2026/trust-accredited.png) 1st Accredited Healthcare Sharing Ministry

![Highest Rated in the Nation](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/lp-2026/trust-highest-rated.png) Highest Rated in the Nation

![Aligned With Your Values](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/lp-2026/trust-aligned-values.png) Aligned With Your Values

![350,000+ Members Strong](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/lp-2026/trust-aligned-values.png) 350,000+ Members Strong

![$9 Billion+ Shared & Discounted](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/lp-2026/trust-aligned-values.png) $9 Billion+ Shared & Discounted

![Faith-Based Community Care](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/lp-2026/trust-aligned-values.png) Faith-Based Community Care

## Why Orlando Families Choose Medi-Share Over Other Health Care Options?

 

Florida has one of the highest uninsured rates in the nation and Orlando families are feeling it.

Without employer subsidies, a family of four typically pays $1,200-$1,800+/month. Medi-Share members in similar situations typically pay up to 50% less with access to a vast network of providers.

**Communities we proudly serve:**

- Orange County - Orlando, Winter Park, Lake Nona, Oviedo, Apopka
- Seminole County - Sanford, Altamonte Springs, Casselberry, Longwood
- Osceola County - Kissimmee, St. Cloud, Celebration, Poinciana
-  Beyond Central Florida - Lakeland, Deltona, Palm Bay, Tampa, The Villages 
- And so much more

 Medi-Share is built on faith. Members share each other's medical costs, choose their own providers, and support one another with prayer through every health challenge (Galatians 6:2). 

![Orlando Family](https://www.medishare.com/hubfs/Header-MS-TargetMetro-LP-Full-ORL01-min.png)

![Senior Couple in Orlando - Medi-Share](https://www.medishare.com/hubfs/Header-MS-TargetMetro-LP-Full-ORL02.png)

## How to Join Medi-Share in Orlando

1. Get your Orlando quote: [Fill out the form](https://www.medishare.com/orlando-health-care-sharing#form) or call to see your price in 2 minutes. No obligation.
   
    
2. Join the Community: Complete your member application and agree to the Medi-Share Statement of Faith.
   
    
3. Enjoy Your Membership: Access the local network or 1M+ nationally. No referral needed. Show your card and your provider will bill Medi-Share directly. 

## How Does Medi-Share Help Families in Central Florida?

 Combats Orlando's Rising Health Care Costs

 Perfect for Florida's Self-Employed Community

 Access to Top Medical Facilities

With Florida’s health care costs rising faster than the national average, Orlando families are paying $1,200-$1,800+ monthly for other options.    
   
**Medi-Share members typically pay $200-$1,000/month, saving $2,000-$12,000 every year.**

The Orlando-Kissimmee-Sanford metropolitan area has one of the highest entrepreneurship rates in the U.S. Without employer programs, individual pricing is crushing small business owners.    
   
**No employer-sponsored health plan? Medi-Share cuts costs by up to 50% and offers members provider flexibility. **

Access an extensive network of trusted providers and specialists across Orlando and surrounding areas.

**No restrictions or referrals needed.**

 Part of Orlando's Growing Christian Community

 Affordable Maternity Care in Orlando

 24/7 Telehealth, Anytime

Connect with thousands of Central Floridian Christians from Lake Nona to Winter Park, and downtown Orlando to Kissimmee.

**Enjoy shared values and support through medical challenges.**

Planning to grow your family? Welcome your little one at a local Orlando hospital or trusted health care provider.

**Start your parenting journey at a local hospital near you. **

Connect with a board certified physician from the comfort of your home. Perfect for sudden illnesses, kids’ sick visits, or quick medical questions.

**Enjoy round-the-clock-health care. No waiting rooms. Prescriptions sent to your local Orlando pharmacy.  **

## Medi-Share vs. Other Health Care Options in Orlando

| FEATURE | MEDI-SHARE | OTHER HEALTH CARE OPTIONS |
| --- | --- | --- |
| Monthly Cost (Family of 4) | Up to 50% savings | $1,200–$1,800+ |
| Choose Any Doctor/Hospital | Nationwide Provider Access | (Network restrictions) |
| Faith-Based Community | Christian Values | (Corporate structure) |
| Telehealth Services | 24/7 Access | Varies  |
| Prescription Discounts | Significant Savings | Depends |
| Annual Maximum | All Eligible Needs Shared | Varies  |
| Pre-Existing Conditions | Sharing after 36-month Waiting Period | Varies  |
| Enrollment Period | Join Anytime | Varies  |

## What Orlando Families Say About Medi-Share

★★★★★

I’ve been a Medi-Share member for almost half a decade now, and I absolutely LOVE IT. I’ve put my own reputation on the line with it too. My family, my pastor, my life group, my best man, and of course my wife and kids are all on Medi-Share because of my experience. And honestly, we all feel the same way.

Ben W.

Medi-Share Member

★★★★★

 I had a brain tumor removed in the Fall of 2023, and everyone at Christian Care Ministries held my hand through the whole process. They are FABULOUS!

Kelly B.

Medi-Share Member

★★★★★

I've had Medi-Share for a few years. Dec 2024 I found a large mass in my abdomen.  Jan 2025 I had surgery to remove that mass.  I was amazed at how easy the process to submit bills was and how quickly I was reimbursed for medical bills I had put on credit cards.  I highly recommend and tell lots of people about it.

Makaela, S

Medi-Share Member

### Real Member Story Brad and Christina

### (Medi-Share members)

![Happy multi-generation family using digital tablet in living room at home](https://www.medishare.com/hubfs/Stock%20images/Happy%20multi-generation%20family%20using%20digital%20tablet%20in%20living%20room%20at%20home.jpeg)

## Who Is Medi-Share Perfect For: 

1. 1.
   
   Self-Employed & Entrepreneurs:  Orlando's business owners, freelancers, contractors, ministry leaders and self-employed professionals without employer-sponsored health care options who need affordable pricing.
2. 2.
   
   Families Seeking Savings:  Families who want support for their medical needs while savings on health care.
3. 3.
   
   Early retirees (under 65):  Those who retired before Medicare eligibility and are facing astronomical costs. Bridge the gap and make health care affordable until you’re eligible for Medicare.
4. 4.
   
   Growing Families:  Orlando couples planning to have children who want affordable comprehensive maternity care.
5. 5.
   
   Those Frustrated with other Options:  People tired of high monthly costs, restrictive networks, denied requests, surprise bills and feeling that other programs just don’t care about them.

## Frequently Asked Questions About Medi-Share in Orlando

What is Christian health sharing and how does it work in Orlando? +

Christian health sharing through Medi-Share is a faith-based alternative to other health care options where Orlando believers come together to share each other's medical costs.

Here's how it works for Central Florida families: 

- You pay a monthly share amount (members save up to 50% compared to other options) 
- When you have eligible medical expenses, they're shared by the community after you meet your Annual Household Portion (AHP).
- You can visit any doctor or hospital in Orlando, AdventHealth, Orlando Health, Nemours, UCF Health, or any provider you choose. 
-  Members pray for each other and support one another based on biblical principles from Galatians 6:2.

 

Unlike other options, you're not paying monthly amounts to a corporation, you're joining a supportive  community of believers who help carry each other's medical burdens

Is Medi-Share legal in Florida and does it meet health care requirements? +

Yes, Medi-Share is completely legal in Florida and has successfully served families throughout the state for over 30 years. Please contact a Medi-Share Representative for details. 

What medical expenses does Medi-Share share for Orlando members? +

Medi-Share shares a wide range of eligible medical expenses after you meet your Annual Household Portion (AHP). Eligible shareable expenses include:

- Emergency care: ER visits, urgent care, ambulance services
- Hospital stays: Surgeries, procedures, inpatient care
- Doctor visits: Primary care, specialists, consultations
- Diagnostic tests: X-rays, MRIs, CT scans, select lab work, blood tests
- Preventive care: Annual physicals, well-child visits, immunizations
- Maternity care within sharing limits: Prenatal care, delivery, postnatal care for members who conceive after joining.

Important to know: Pre-existing conditions have waiting periods before sharing begins. Telehealth services and prescription discounts are included with membership.

How does Medi-Share handle pre-existing conditions for Orlando residents? +

Medi-Share handles pre-existing conditions differently from other health care options. Here's how it works:

- Waiting periods apply: Most pre-existing conditions have a waiting period before related expenses can be shared. 
- Unrelated care is shareable: Even during waiting periods, medical expenses unrelated to your pre-existing condition are eligible for sharing immediately.
- Continuous sharing: Once a condition has been shared, it continues to be shareable as long as you remain a member. 

What is the Annual Household Portion (AHP)? +

The Annual Household Portion (AHP) is the amount of medical expenses you're responsible for each year before sharing begins.

Here's how it works for Orlando members:

- The AHP ranges from $3,000 to $12,000, you choose what works for you and your family.
- A lower AHP = a higher monthly share: Choosing a lower AHP means higher monthly share amounts, but less out-of-pocket before sharing starts.
- A higher AHP = a lower monthly share: Choosing a higher AHP significantly reduces your monthly costs (great for healthy families).
- Per-incident option: Some members choose a per-incident amount instead of annual, where the AHP applies to each separate medical incident.

For example, an Orlando family might choose a $6,000 AHP. If they have $20,000 in eligible medical bills, they pay the first $6,000 and the community shares the remaining $14,000. 

*Individual results vary. Not all medical expenses are eligible for sharing. 

Can self-employed and small business owners in Orlando use Medi-Share? +

Absolutely! Medi-Share is a great option for self-employed Orlando residents, freelancers, contractors, and small business owners. Here's why:

- Massive savings: Without employer subsidies, individual health care options in Orlando can be expensive. Medi-Share members typically save up to 50% or more for health care.
- Nationwide Provider Access: Perfect for entrepreneurs who travel or work remotely and can see any provider anywhere.
- Flexible options: Choose your AHP level based on your business cash flow and health needs.
- Family sharing: Pay one low monthly cost for the whole family, even with fluctuating business income.

Many Orlando entrepreneurs, consultants, real estate agents, photographers, and small business owners have turned to Medi-Share and are saving thousands per year while maintaining excellent access to Central Florida health care. 

What happens if I need emergency care in Orlando with Medi-Share? +

Emergency care is eligible for sharing with Medi-Share, and the process is straightforward for Orlando members:

- Go immediately: Go straight to the nearest ER
- Get treatment first: Your health is the priority
- Eligible emergency room visits are shareable: ER visits, ambulance services, emergency surgeries, and stabilization care are all eligible for sharing
- No prior authorization needed: You don't need to call anyone before seeking emergency care
- Show your Medi-Share card and the provider will bill Medi-Share directly
- 24/7 telehealth: For non-emergency situations, use the included 24/7 telehealth service to connect with a doctor immediately

Does Medi-Share share in maternity and pregnancy care in Orlando? +

Yes! Medi-Share shares in eligible maternity expenses for Orlando families, with some important guidelines:

- Timing matters: You must be a Medi-Share member BEFORE conception for maternity expenses to be shareable
- Comprehensive sharing: Prenatal care, delivery (hospital or birthing center), postnatal care, and newborn care are all shareable
- Hospital choice: Deliver at Orlando Health's Winnie Palmer Hospital for Women & Babies, AdventHealth, or any Central Florida hospital
- No waiting period: If you conceive after joining, there's no additional waiting period for maternity sharing
- C-sections included: Both vaginal and cesarean deliveries are shareable
- Complications covered: NICU stays, pregnancy complications, and medically necessary interventions are shared

How do prescriptions work with Medi-Share for Orlando residents? +

Medi-Share handles prescriptions differently than other health care options, but Orlando members get excellent savings:

- Prescription discounts: All members receive access to the Rx discount program with savings at CVS, Walgreens, Publix, Walmart, and all major Orlando pharmacies
- Many members find their discount price is lower than what they would pay elsewhere
- No prior authorizations: No hassles with other programs denying or delaying medications
- Access: Member can access Navitus and Good Rx discounts

 

Can I join Medi-Share if I currently have other health care option in Orlando? +

 Yes! Many Orlando families join from other options to Medi-Share. Here's what you should know:

- Enroll anytime: You can join Medi-Share at any time, there's no specific enrollment period.
- Cancel your current program: You'll need to cancel your current option according to their terms (this might be mid-year or at renewal). 
- Pre-existing condition waiting periods: Any conditions being treated under your current option will likely have waiting periods with Medi-Share.
- Immediate sharing for new conditions: New eligible medical needs that arise after joining are shareable once you’ve met your AHP. 
- Try the calculator: Use Medi-Share's cost comparison calculator to see your potential savings before joining.

The combination of lower costs, provider freedom, and faith-based community makes the transition worthwhile. 

Is there a maximum amount that Medi-Share will share for medical bills? +

With Medi-Share, there is no annual maximum sharing limit; a major advantage for Orlando families.

- No annual maximum: Unlike some other programs that cap sharing, Medi-Share has unlimited lifetime sharing available for eligible expenses (with exceptions to maternity and pre-existing conditions).
- Catastrophic protection: If you face a serious illness or major accident, the community shares in eligible expenses.

This is especially important for Orlando families concerned about potential serious illnesses or accidents. The community stands together without financial limits to help members in need.

What telehealth services are included with Medi-Share for Orlando members? +

Every Medi-Share membership includes 24/7 access to telehealth services for $25 per visit, perfect for Orlando families: 

- 24/7 doctor access: Connect with board-certified physicians any time, day or night, from anywhere.
- Video or phone consultations: Choose video visits or phone calls based on your preference.
- Common conditions treated: Colds, flu, allergies, sinus infections, UTIs, rashes, minor injuries, and many other non-emergency conditions.
- Prescription capability: Doctors can send prescriptions directly to your Orlando pharmacy when medically appropriate.
- Unlimited visits: Use telehealth as often as needed.
- Perfect for busy families: No need to take time off work or drive to urgent care for minor illnesses.

Orlando members love the convenience of telehealth, especially for kids' sick visits, quick prescription refills, or late-night medical questions.

## Learn More About Medi-Share in Orlando, Florida

![Mother with girl being examined by female pediatrician in clinic-1](https://www.medishare.com/hubfs/Mother%20with%20girl%20being%20examined%20by%20female%20pediatrician%20in%20clinic-1.jpeg)

### Ready to Join Medi-Share?

Be part of a community of Christians who share your values and health care costs while offering hope, encouragement and prayers when you need it most.

[Start My Application](https://www.medishare.com/how-to-join)

![Orlando Mom Searching for a Provider Online](https://www.medishare.com/hubfs/Card-MS-TargetMetro-LP-ORL-01-min.png)

### Searching for a Provider?

Enjoy flexibility and full access to local providers in or around Orlando, Lakeland, Deltona, Palm Bay, Alafaya, The Villages, Kissimmee, Tampa and wherever you live, work or play.

Learn More

![Senior couple](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/lp-2026/senior-couple.jpg)

### Resources and Education Learning Center

Learn everything to know about Medi-Share.

[Learn More About Medi-Share](https://www.medishare.com/resources-and-education)

![](https://www.medishare.com/hubfs/raw_assets/public/WellSpring%20MediShare%20Theme/images/logos/ccm-watermark.svg)

## Join 350,000+ Christians already saving up to 50% on Health Care.

See your price. It takes just 2 minutes. No obligation. 

[ See Your Price ](https://www.medishare.com/pricing)

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    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Yes. Medi-Share shares in eligible maternity expenses for Orlando families. You must be a Medi-Share member before conception for maternity expenses to be shareable. Prenatal care, delivery (hospital or birthing center), postnatal care, and newborn care are all shareable. Members can deliver at Orlando Health's Winnie Palmer Hospital for Women and Babies, AdventHealth, or any Central Florida hospital. Both vaginal and cesarean deliveries are shareable, as are NICU stays, pregnancy complications, and medically necessary interventions."
    },
    "name" : "Does Medi-Share share in maternity and pregnancy care in Orlando?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "All Medi-Share members receive access to an Rx discount program with savings at CVS, Walgreens, Publix, Walmart, and all major Orlando pharmacies. There are no prior authorizations required. Members can access Navitus and GoodRx discounts. Many members find their discount price is lower than what they would pay through traditional insurance."
    },
    "name" : "How do prescriptions work with Medi-Share for Orlando residents?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Yes. You can join Medi-Share at any time — there is no specific enrollment period. You will need to cancel your current option according to their terms. Any conditions being treated under your current option will likely have waiting periods with Medi-Share. New eligible medical needs that arise after joining are shareable once you have met your AHP."
    },
    "name" : "Can I join Medi-Share if I currently have another health care option in Orlando?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "With Medi-Share there is no annual maximum sharing limit. Unlike some other programs that cap sharing, Medi-Share has unlimited lifetime sharing available for eligible expenses, with exceptions for maternity and pre-existing conditions. If you face a serious illness or major accident, the community shares in eligible expenses without financial limits."
    },
    "name" : "Is there a maximum amount that Medi-Share will share for medical bills?"
  }, {
    "@type" : "Question",
    "acceptedAnswer" : {
      "@type" : "Answer",
      "text" : "Every Medi-Share membership includes 24/7 access to telehealth services for $25 per visit. Members can connect with board-certified physicians any time via video or phone. Common conditions treated include colds, flu, allergies, sinus infections, UTIs, rashes, and minor injuries. Doctors can send prescriptions directly to your Orlando pharmacy when medically appropriate."
    },
    "name" : "What telehealth services are included with Medi-Share for Orlando members?"
  } ]
}
```

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    "reviewBody" : "I was amazed at how easy the process to submit bills was and how quickly I was reimbursed.",
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