Medi-Share 65+ is a health care sharing ministry uniquely designed for Christians 65 and over. With transparent costs and a deeply supportive community, it offers a faith-based complement to those with Medicare.
Navigating health care in your golden years can often feel overwhelming and confusing, but what if there was a faith-based solution that offered simplicity, affordability, and a sense of community?
Medi-Share 65+, is a health care sharing ministry tailored specifically for Christians aged 65 and older. Rooted in biblical principles, the Medi-Share 65+ program enables believers to foster community while sharing in medical costs and fulfilling Christ's command to bear one another's burdens (Galatians 6:2). This unique, Christ-centered program is designed to offer peace of mind and financial predictability as you transition into Medicare.
Whether you’re new to health care sharing or seeking an affordable alternative option to Medicare secondary plans, Medi-Share 65+ provides an opportunity to make your health care a reflection of your faith while offering you huge savings when combined with your Medicare.
Explore More About Medi-Share 65+
Health care options for seniors today can be complicated and often lack a personal touch. This is one of the reasons Medi-Share was founded—to create a ministry that prioritizes faith, community, and stewardship. Medi-Share 65+ is part of this mission, offering a Christ-centered approach to sharing in eligible medical expenses for those 65 and older.
For seniors, especially those on fixed incomes, finding an affordable, transparent health care solution is essential. Medi-Share 65+ is a health care sharing program designed to complement Medicare Parts A & B for Christians. But it’s more than just a financial solution—it’s about being part of a supportive community of believers. With Medi-Share 65+, you’re never just a number. Your leftover Medicare costs that are eligible for sharing are cared for by others who share your faith and values, creating a community of care and compassion. Our Medi-Share team is here to pray with you during every call, while fellow members provide encouragement and support in times of need.
One of the standout aspects of Medi-Share 65+ is its affordability. Members pay $99 per month if they are 65 to 74 years old and $150 per month if they are 75 and older. Additionally, there’s a low annual individual responsibility ($500 AHP). Once the $500 AHP is met, members begin sharing eligible medical expenses, no matter how big or small those bills are.
These monthly and annual costs make it easier for seniors to plan their expenses in retirement. The Medi-Share 65+ $99/month cost until the age of 75 is a straightforward way to engage with a trustworthy faith-centered alternative to complement your Medicare. It also offers a solution to the high costs seen in other programs, allowing you to remain good stewards of your finances.
For more details on how Medi-Share 65+ compares to other programs or for pricing or how it could work for your you or your loved one, you can speak to a Medi-Share 65+ representative.
If you're wondering "How does Medi-Share work?", it starts with a commitment to sharing and ends with the peace of mind that your health care aligns with your faith. Medi-Share 65+ operates on a simple and member-focused model. Members must be 65 years or older and be enrolled in Medicare Parts A & B. Once enrolled, Medi-Share 65+ acts as a secondary to Medicare. The only thing we ask is that members meet their annual individual responsibility ($500 AHP). After your $500 AHP is met, all eligible medical costs left behind by Medicare are shared across the Medi-Share community. This includes costs like deductibles and the 20% you are typically responsible for with Medicare.
This program also introduces flexibility into the process. You have the freedom to choose your providers—no networks to limit your health care options. That’s right, as long as your provider accepts Medicare, Medi-Share 65+ will help share in your left over costs. And the best feature that sets this program apart from Medicare options is if you are traveling abroad, you’ll find that Medi-Share 65+ works internationally as well. There are no copays to worry about, which helps simplify your medical bills further. Eligible members can sign up with Medi-Share 65+ today to experience this community-driven solution.
Yes, to join Medi-Share 65+, members need to be enrolled in Medicare Parts A and B. Medi-Share 65+ works seamlessly alongside these specific programs, filling in the gap that Medicare leaves behind for you to pay.
To enroll in Medi-Share 65+, it’s important to understand how it works and what’s required. Medi-Share 65+ is designed to function as a secondary program to Original Medicare. This means it works alongside Medicare, helping share eligible health care expenses not fully covered by Medicare Parts A and B, like deductibles, coinsurance, and copayments.
However, Medi-Share 65+ cannot be paired with Medicare Advantage Plans, also known as Part C. Why? Because when you sign up for a Medicare Advantage Plan, you are effectively disenrolling from Original Medicare (Parts A and B). These Advantage Plans bundle many Medicare benefits into a private insurance-based plan. Since Medi-Share 65+ requires you to be actively enrolled in both Medicare Part A (hospital insurance) and Part B (medical insurance), joining a Part C plan makes you ineligible.
To qualify for Medi-Share 65+, here’s what’s required:
By meeting these requirements and sticking with Original Medicare, Medi-Share 65+ can provide you with financial support, helping with medical costs Medicare doesn't fully cover. If you’re considering this program, review your current Medicare plan to make sure you meet the enrollment requirements.
The great news is that by pairing Medi-Share 65+ with Medicare Parts A and B, seniors save money while being good stewards of their personal finances. The design of Medi-Share 65+ ensures that medical needs are addressed in a way that honors your commitment to health care sharing. For those wondering, "does Medi-Share 65+ really work with Medicare?" the answer is yes—it complements it beautifully.
It’s important to understand that Medi-Share 65+ is not insurance—it is a program under a health care sharing ministry that shares in the costs of members’ health care. This distinction reflects the nature of the program, where members share in one another’s burdens and support each other in their medical journey's all while aligning with their values and beliefs.
Medi-Share 65+ prioritizes community and faith, creating a space where sharing medical needs becomes an act of love and service. If the concept of "Medi-Share 65+ is not health insurance" has you confused, remember that Medi-Share 65+ exists as a way to live out biblical stewardship together and unlike insurance, does not share in things that are non-biblical like gender changes.
Members also have a voice in shaping the program by voting on guidelines for how costs are shared, fostering a sense of ownership and collaboration. Medi-Share 65+ offers a unique, community-oriented solution for those seeking a values-based alternative to other health care options.
The success of Medi-Share 65+ is best seen through the eyes of its members. With glowing reviews, members appreciate the transparency, affordability, and Christ-centered focus of the program.
One member shared, "Medi-Share 65+ has been a blessing in my retirement. It feels great knowing my health care needs are being supported by fellow Christians. I love the simplicity and the focus on faith."
For additional stories and testimonials, check out Medi-Share Member Reviews.
Speak to our Medi-Share 65+ experts to learn more about this program and how it stands out from others. Visit Medi-Share 65+ here. When you choose Medi-Share 65+ as a secondary to your Medicare, you are partnering with a community that genuinely cares about your spiritual, physical, and financial well-being. Designed for those 65 and older, it offers a chance to engage in a health care sharing that aligns with your faith and values.
Have questions or want to explore options? Our Medi-Share 65+ team is here to help.
If you or someone you know is interested in Medi-Share 65+ and would like to speak with a representative, call us at 833-902-4253.