High quality, affordable health care that aligns with Christian values
No annual caps, no lifetime caps
Convenient 24/7 telehealth access to board-certified physicians
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A Convenience Based Alternative to Health Insurance. |
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Program Description |
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Annual Household Portion (AHP)The dollar amount a Member Household must pay toward their Eligible Medical Bills during a 12-month period before their Eligible Medical Bills will be approved for sharing. per family |
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Program Options |
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AHPThe dollar amount a Member Household must pay toward their Eligible Medical Bills during a 12-month period before their Eligible Medical Bills will be approved for sharing. Options | |
| $3,000 | ||
| $6,000 | ||
| $9,000 | ||
| $12,000 | ||
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Services that can be accessed prior to meeting program requirements (AHP)The dollar amount a Member Household must pay toward their Eligible Medical Bills during a 12-month period before their Eligible Medical Bills will be approved for sharing.) |
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| 24/7 Access to TeleHealth with Board Certified Doctors |  |
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TeleBehavioral Health |
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Dental & Vision Discounts |
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| Provider Access | ||
| Provider Network | Large Network of Providers | |
| Notification Process | Providers notify when indicated | |
| Provider Costs |
Provider Fee ($35 in-office visit/$200 ER) |
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| Cost - Total |
Negotiated by Medi-Share on member's behalf |
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| Bill Submission Process |
Providers submit bill(s) |
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| Bill Discounts |
Eligible for in-network PPO discounts |
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| Out of Network |
Sharing limited to usual and customary charges. For non-PPO hospital or other facility, Member has an additional responsibility of 20% of total charges |
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| Sharing Details | ||
| No Lifetime Or Annual Sharing Limits | |
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| Eligible Medical BillsAn incurred medical bill that meets the criteria for sharing as established in the Guidelines. The Eligible Medical Bill will be reduced by any discounts, fees or other sources of payment. | 100% of Eligible Medical BillsAn incurred medical bill that meets the criteria for sharing as established in the Guidelines. The Eligible Medical Bill will be reduced by any discounts, fees or other sources of payment. shared once AHPThe dollar amount a Member Household must pay toward their Eligible Medical Bills during a 12-month period before their Eligible Medical Bills will be approved for sharing. is met. *Conditions Apply |
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| First Month Sharing Eligibility | Up to $50,000 of Eligible Medical BillsAn incurred medical bill that meets the criteria for sharing as established in the Guidelines. The Eligible Medical Bill will be reduced by any discounts, fees or other sources of payment. and incurred medical bill that meets the criteria for sharing as established in the Guidelines. shared during first month of membership. | |
| Pre-Existing Conditions |
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| Maternity Care | Married pregnant Members with an AHPThe dollar amount a Member Household must pay toward their Eligible Medical Bills during a 12-month period before their Eligible Medical Bills will be approved for sharing. of $3,000 or higher who have maintained membership and are in good standing from the month of conception to month of delivery are eligible for maternity sharing. Sharing is limited to $125,000 for any single pregnancy event. | |
| Routine Child Care Visits | Sharing for routine well-child care is eligible until the child reaches the age of six. | |
| Prescriptions | Eligible for sharingAny testing, treatment, procedure or service that meets the criteria for sharing as established in the Guidelines. for six months per each new condition that is no pre-existing. *Exceptions Apply | |
| Adoption | Up to $4,100 | |
| Burial Expenses | Up to $5,000 | |
| Out-of-Pocket Costs *Once program requirements are met | ||
| Preventative Care (**Annual Visits/physicals with limited labs) |
$35 Fee | |
| Hospitalizations | $35 Fee | |
| Surgery | $35 Fee | |
| Other Medical Conditions | $35 Fee | |
| Urgent Care | $35 Fee | |
| Emergency Room | $200 Fee | |
| Membership Includes | ||
| Preventative Care | |
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| Maternity Care* | |
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| Hospitalizations | |
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| Emergency Care | |
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| Surgery | |
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| 24/7 Access to TeleHealth |
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| Sharing in TeleBehavioral Health | |
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| Dental and Vision Discounts | |
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| Additional Prescriptions Discounts | |
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| Direct Primary Care | |
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| Adoption | |
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| Direct Bill Management | |
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| Referral Rewards | |
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| Healthcare Bluebook Fair Price* guidance | N/A | |
| Network Provider Search Tool | |
*Maternity exceptions or Reference guidelines.
**Annual Physicals for each member of the household are eligible for sharing for members who join or change AHP levels on or after September 1, 2020. Basic lab tests, limited to A1c test and lipid panel, are also eligible for sharing if recommended as part of the annual physical
Fill out the form below and we will send you a free program guide.
*Healthcare Bluebook and Fair Price are trademarks of CareOperative LLC.
© 2025 Christian Care Ministry
Medi-Share is a nonprofit health care sharing ministry of Christian Care Ministry, Inc ("CCM"). Medi-Share members voluntarily share each other's medical expenses in accordance with guidelines adopted by the members and administered by CCM. Medi-Share is not insurance and is not regulated as insurance. Neither CCM nor any Medi-Share member assume any legal obligation to share in the payment of any medical expense incurred by another Medi-Share member. Medi-Share members are exempt from the individual mandate in the Patient Protection and Affordable Care Act. See 26 U.S.C §5000 A(d)(2)(B). Certain states expressly exempt from insurance regulation healthcare sharing ministries that, among other things, post a specific notice. Although Medi-Share does not rely on such express exemptions, Medi-Share has elected to publish theses notices. You can review the disclosure required for the state in which you reside: KY, MD, PA, WI - All Other States. - Click to view our privacy policy.
