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When you share, you save.

Medi-Share members save up to 50% on quality health care they need compared to health insurance.


Sharing for 30 years

Since 1993, Medi-Share members have been sharing their health care costs in biblical community with one another.


Today, more than

$7 Billion+

medical costs have been shared

How Medi-Share works

Medi-Share isn't health insurance. It's better.

Here's how it works:

  • Members pay an Annual Household Portion (AHP), which is the out of pocket amount that must be met before their medical bills are eligible for sharing.
  • When a member incurs a bill, the provider submits it to Medi-Share, who negotiates on their behalf.
  • Other members pay the bill directly via their AHPs, often at a lower price than health insurance.

Members stay up-to-date on how their AHPs are helping other members through specific health struggles so they can pray for one another along the way as a biblical community.


Join Medi-Share Today

Ready to start saving? Here's how to get started:


View Your Pricing Options Online


Apply Online or By Phone


Start Saving on Quality Care

Medi-Share is a nonprofit health care sharing ministry of Christian Care Ministry, Inc (“CCM”). Medi-Share members voluntarily share each other’s medical expenses in accordance with guidelines adopted by the members and administered by CCM. Medi-Share is not insurance and is not regulated as insurance. Neither CCM nor any Medi-Share member assume any legal obligation to share in the payment of any medical expense incurred by another Medi-Share member. Medi-Share members are exempt from the individual mandate in the Patient Protection and Affordable Care Act. See 26 U.S.C. §5000A(d)(2)(B). Certain states expressly exempt from insurance regulation health care sharing ministries that, among other things, post a specific notice. Although Medi-Share does not rely on such express exemptions, Medi-Share has elected to publish these notices. Click to review the specific notice for the state in which you reside. Click to view our privacy policy