Thank you for being a valued member of our community! As Medi-Share is a health care sharing ministry, and not health insurance, Christian Care Ministry is working with the state of Maryland to ensure our Maryland members maintain their right to choose Medi-Share as an alternative to health insurance.
Payments to providers typically come from Medi-Share on behalf of other members’ sharing dollars. However,
Maryland members are responsible for paying providers directly. All other details of sharing remain the same, regardless of where you live.
As a Medi-Share member in the state of Maryland, please follow the steps below:
Step 1: When seeking care, pay your Provider fee at the time of service. Your Provider should send the bill to Medi-Share, as usual, using the information on your Member ID card.
Step 2: After your bill has been processed, if there are eligible needs that exceed your Annual Household Portion (AHP), you will receive an e-mail informing you that a check is being mailed to you so you can pay your provider. To see the details of what bills were eligible for sharing, what amount (if any) was applied to your AHP, and your member responsibility (if any), review your Explanation of Sharing (EOS) in the Member Center.
Step 3: You’ll receive a check by mail from Medi-Share payable to you, the Member.
Step 4: Deposit the check into your bank account.
Step 5: After confirming the check has cleared and the funds are available, pay your Provider the amount due, including (if applicable) any Member Responsibility as reflected on the EOS.
These few additional steps enable you to remain a part of our sharing community, and for that, we are grateful. As part of the Medi-Share community, members experience significant savings including network discounts, Dental, Vision & Hearing discounts, prescription discounts, telehealth visits at no additional cost, and more!
Christian Care Ministry is committed to its mission to connect people to a Christ-centered community wellness experience based on faith, prayer, and personal responsibility. This revised process of operation puts an emphasis on the latter part of that mission; one in which we commit to partner with you, our members, to ensure success.
You should still pay your $35 provider fee* ($200 for emergency room) at the time of service, and your provider should still bill Medi-Share directly using the information on the back of your Member ID card.
*Does not apply to members of Senior Assist or Medi-Share 65+
You will still pay your $35 provider fee* ($200 for emergency room) at the time of service. Any additional amount due will be determined during bill processing and you will be notified of the amount due to your provider on your Explanation of Sharing (EOS).
*Does not apply to members of Senior Assist or Medi-Share 65+
Even if you know you have not met your AHP, you should have the providers submit the bills to CCM for discounting, to determine if they are eligible, and whether they should be applied to your AHP. Your provider will then bill you for the net amount (which is the discounted amount minus the provider fee).
Yes, your provider should still bill Medi-Share directly using the information on the back of your member ID card.
If you do not receive your check within 10 business days of receiving the email, please call Member Services at (800) 264-2562.
Failure to pay your provider immediately upon receiving a check from Medi-Share may result in you having to bear more of the financial responsibility.
You should pay your provider immediately to ensure you lock in the discounted rate. To ensure your bill is paid in a timely manner, consider calling your provider’s billing office and paying over the phone with a debit or credit card.
Your maternity event will still follow the same process as outlined in your program maternity guide.
You should pay your provider fee as you normally would at the time of service. Ongoing bills will be processed as they are received, so keep checking your EOS and watch for emails from Medi-Share indicating that the bill(s) has been processed and a check is on the way to you.
Even though the state of Maryland Insurance Administration determined that Medi-Share is not insurance, the Administration set forth certain parameters in order for Medi-Share to operate as health care sharing. Medi-Share is making this change as one way to continue providing sharing in Maryland.
*Healthcare Bluebook and Fair Price are trademarks of CareOperative LLC.
© 2025 Christian Care Ministry
Medi-Share is a nonprofit health care sharing ministry of Christian Care Ministry, Inc ("CCM"). Medi-Share members voluntarily share each other's medical expenses in accordance with guidelines adopted by the members and administered by CCM. Medi-Share is not insurance and is not regulated as insurance. Neither CCM nor any Medi-Share member assume any legal obligation to share in the payment of any medical expense incurred by another Medi-Share member. Medi-Share members are exempt from the individual mandate in the Patient Protection and Affordable Care Act. See 26 U.S.C §5000 A(d)(2)(B). Certain states expressly exempt from insurance regulation healthcare sharing ministries that, among other things, post a specific notice. Although Medi-Share does not rely on such express exemptions, Medi-Share has elected to publish theses notices. You can review the disclosure required for the state in which you reside: KY, MD, PA, WI - All Other States. - Click to view our privacy policy.
